Monday, May 17, 2010

Please help! How do I pay my living expenses while in dental hygiene school?

I am 27 years old and I applied to a two-year full-time dental hygiene program. I live on my own and work as a bartender part-time and was planning on still working while in hygiene school. Unfortunately, a lot of people are saying it's impossible to work AT ALL while in hygiene school. I find it hard to believe that nobody works at all while in school but if it's true, how in the world do I go to dental hygiene school and support myself too. Are there any special loans I can take out? I really want to be a hygienist and I am getting too old not to have a stable, decent job. Please help!

Please help! How do I pay my living expenses while in dental hygiene school?
When is your program beginning? There is plenty of government subsidized loan money available to anyone! Meet with the financial aid office and they can guide you through the process. I am 27 and have full living coverage + tuition through a mixure of grants and Tuition Assistance Program (TAP) (free money) and loans (Stafford, Subsidized and unsubsidized government loans). The money is on a first come first serve basis and you need to apply for TAP and Pell (free money) as soon as you can (as soon as my W2 forms come in I file my taxes - you need to file your taxes to apply). The TAP, Pell, and loan application are one form - after the government has processed how much if any free money they can give you (based on your income - don't lie or you'll be ineligible and if you have ever had a drug conviction you are also ineligible) and they supplement what ever amount is left (including living expenses) and give you loan money to cover it. If it is your first time applying I suggest you use the help from the financial aid office. I plan on filing for the Fall 08-spring 09 semester at the end of January (right after filing my taxes). The sooner you do it the more free money you get. If there are expenses left over after government grants and loans you can apply for private loans but the interest rates are much higher. Government loans must begin getting paid back 6 months after graduation but can be deferred (put off to later) if there is good reason (no job, sickness, return to school, etc.) Hope this was helpful. Good luck.
Reply:get job leave school no use cost to much
Reply:go to your school's finiacial aid office then ask whats the process to get the application started. they should be able to help
Reply:Hi,





If you don't qualify for federal aid, I use to work for Sallie mae and we offered a loan called the tuiton answer loan. This loan allows you to use it for indirect education costs, such as rent, new computer things like that. The good thing is the loan comes directly too you, not too the school. Now, I will tell you, its credit based, so if your credit is not that great, you will need a co-signer.


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